Financial Responsibility Insurance (SR-22)

Additional Information

According to the Illinois Secretary of State, Financial Responsibility Insurance (SR-22) monitors the insurance of problem drivers and authorizes the Secretary of State's office to suspend upon cancellation or expiration. Financial Responsibility Insurance is required in Illinois for individuals with safety responsibility suspensions, unsatisfied judgment suspensions, revocations, mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations.

To obtain an SR-22, you must contact an insurance company authorized to write SR-22 policies for Illinois. The SR-22 certificate is issued in one of the following forms:

  • Operator's Certificate — covers the motorist in the operation of any non-owned vehicle.  This could be a rental car, a friend’s car, etc.
  • Owner's Certificate — covers vehicles owned by the driver. The type of vehicle must be listed on the SR-22 or may be issued for all owned vehicles.
  • Operators-Owners Certificate — covers all vehicles owned or non-owned by the driver.

The Sharon Robles Insurance agency will make sure you are compliant with all state laws and regulations and allow you to get back on the road knowing you are covered!

For more information about Financial Responsibility Insurance (SR-22), visit:

 Cyber Drive Illinois